The University disburses Direct Loans in three instalments, in accordance with US regulations. Disbursement dates generally fall in October, January and April of each academic year.

All disbursements are subject to the following conditions:

  • You are making satisfactory academic progress;
  • You are enrolled at least half time or more;
  • You are not studying any part of your course in the USA;
  • You have not violated any federal compliance regulations (such as repayment default, fraud, drug offences).


2020/21 Disbursement Dates

Your programme of study If you wish to cancel/amend your disbursement payment please let us know before the below cut-off date US Department of Education COD system Disbursement Date Latest date to expect the money in your bank account (within 10 working days of disbursement date)
Undergraduate & Postgraduate 30 September 2020 14 October 2020 28 October 2020
Undergraduate  6 January 2021 20 January 2021 3 February 2021
Postgraduate  14 April 2021 28 April 2021 13 May 2021

Paying Tuition Fees

Before you start your course, you will be asked to complete the Online Registration Task. Part of this task asks you to identify your preferred method of payment for your tuition fees. We recommend that you select the method which allows payment across three instalments as the Finance Office can then arrange fee instalments in line with your Federal Loan disbursements.

Receiving loans

Please be aware that the disbursement date is when the University receives the funds from the US Department of Education. The University will process the payment, deducting any tuition fees and University accommodation fees due for that period, and transfer the remainder to your nominated bank account in GBP (£) within 10 working days.

During the disbursement process, your Federal Loan will be converted to GBP (£) and currency conversion costs will apply. Therefore, the actual amount the University will receive for each disbursement will vary, as it will be dependent on the exchange rate on that date.

For Federal Loan payments to be processed as efficiently as possible, we recommend that you open a UK bank account. For further information, please see the Student Support Service’s guide on opening a UK bank account. Please ensure you email the Finance Office with your nominated bank account details before your first disbursement date. If you are using an overseas bank account, please make sure your bank accepts foreign transfers and be aware that you could receive less money than you expect due to the exchange rates in the dates of conversions.

Exit Counselling

Federal Student Aid guidelines state that you must complete exit counselling before your final disbursement or when you stop studying above half time. 

However, as a UEA student receiving Federal Student Aid, we require you to complete exit counselling annually, this is to:

  • help you understand your rights, responsibilities and obligations associated with a federal loan

  • prepare you for the repayment of your federal loan 

Completing exit counselling annually will not start repayment of your loan.