Your University Questions, Answered.

Do you have to accept all of your student loan? Chidinma, Locust Grove


Our Answer:

Hi Chidnma. Student loans and finance are always a hot topic, and can be a little confusing. I take it for your location that you would be applying to UEA, or another UK university from the USA. I have contacted our US Federal loans team and the International office at UEA and this is the response I have from them:

‘If the student applies for a US Federal Loan, they can either accept the full amount offered, or reduce the loan amount (either at the time of application, or prior to a loan disbursement whilst studying at UEA).’

I hope this helps – if you would like to have a look at further information, please have a look at the US Federal Loans section of our website. We also have more country specific information for students coming to UEA from the USA.

I’ve also spoken to Myles, who is one of our Higher Education Advisers for UK and EU students to find out what the situation is for these types of student loans.

‘There is absolutely no need to take the whole of the student loan, or any of it! That said, most students do take the full amount available, because repayments are linked to what you earn, and not what you owe. ‘

For more general information on university Fees and Funding, please have a look at these pages

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