Students who are citizens of the EEA or of Switzerland can apply for a free European Health Insurance Card in their home country. This card will entitle you to free health coverage throughout the UK.
Students who applied for a Tier 4 in their home countries and have obtained a visa for more than six months have paid the Immigration Health Surcharge as part of their visa application. This payment allows them to access the NHS here in the UK for no additional cost.
Students who will be in the country for six months or less, or who do not qualify for either of the above options will need to take out private medical insurance to cover any charges here in the UK. This can be arranged in your home country.
If you already have medical insurance in your home country, ask if it will also cover you for the UK. In most cases, there will need to be an extra charge.
When you use any medical facility here in the UK, you will be charged the full price for the treatment, which you can then recover from your insurance provider.