The Funding structure to support Intercalation both at undergraduate and postgraduate level changes yearly so it is important that you check this information is current to your academic year group.
The information below is specific to students that are registered as domiciled in England. The situation is somewhat different for students from Wales, Scotland and Northern Ireland and such students may wish to enquire with the appropriate funding agencies and some information is available on the Money4MedStudents pages.
The timing of an intercalating year affects where the funding comes from and whether there is funding available for postgraduate study.
Student Finance England (SFE) supports the first 4 years of eligible study for English students - this includes the first three years of the MBBS and undergraduate intercalation; 1 year of SFE funding can also be used to support repeat study.
The NHS pays tuition fees and maintenance in fifth and subsequent years of study (up to a maximum of three years) which can include an Intercalating year, years 4 and 5 of the MBBS or a repeat year. SFE does not provide any funding for postgraduate study except Disability Student Allowance if this is already received.
What is written below outlines the general rules for English students intercalating at different time points; these rules may be affected if you have had to retake a year. Please note that Welsh students have a similar system to English students, while Northern Ireland & Scotland have their own system therefore it is important that you contact financial aid for more information if your pathway is not shown below. There is no centralised funding for international students.
Funding Intercalation after three years of MBBS
Masters courses will allow students who achieve a ranking in the top 50% of their year group in year 3 of the MBBS to intercalate onto a Masters course; the SFE will not fund this postgraduate intercalated year and students are not eligible for NHS funding at this stage. Students therefore need to fund the MSc intercalated year themselves although SFE will fund intercalated BSc.
Funding Intercalation after four years of MBBS
English students intercalating after four years are now eligible for NHS funding. The NHS will fund this undergraduate intercalated year and students are eligible to apply for a NHS Bursary means tested Maintenance Grant.
Students who achieve a ranking in the top 50% of their year group in year 3 of the MBBS may intercalate onto a Masters course; after completing 4 years of the MBBS students become eligible for NHS funding. The NHS will contribute to the cost of this postgraduate intercalated year to the value of the cost an undergraduate intercalated course, for academic session 2012-2013 this is equal to £3475. Students are also eligible to apply for a NHS Bursary means tested Maintenance Grant.
Many students are able to facilitate their intercalation through sponsorship or scholarship awards. An up to date list of funding agencies which may fund such awards is available through Money4MedStudents.