Living Cost Loans, also referred to as a Student Loan or Maintenance Loan, are available from Student Finance England. They are designed to help with living costs such as course materials, accommodation and food. The Loan is usually paid in three instalments, one at the start of each term, directly into your bank account.

How much you borrow depends on your household income* and where you live whilst you study. The table below gives an indication of how much you might receive; 65% of the Loan is for anyone (non-income assessed) with only 35% being assessed by household income.
 

  Maximum annual Loan
Living away from home and studying in London £7,675
Living away from home and studying outside London £5,500
If you live at your parent's home £4,375

 

* Your 'household income' means either your income if you are an independent student or your parent's income if you are a dependent student. Click here for more details.

You start paying the Loan back once you have finished studying and are earning over £21,000 a year.

If you have any questions please email student.finance@uea.ac.uk.