All students should initially apply for the Stafford loan as it is the most beneficial loan available to students. This process must be completed annually for further loan amounts.

To apply for a Stafford Loan:

1. Complete a Free Application for Federal Student Aid (FAFSA). After the Department processes your FAFSA, you will receive an electronic copy of your Student Aid Report (SAR). You will need to send us a copy of your SAR by email to usfinaid@uea.ac.uk. 
   
   For information on how to complete your FAFSA please view this video
    
2. Complete a Master Promissory Note. Please note that you will need to complete a new MPN for each academic year that you receive student loans at a Foreign School. This is a legal document through which you promise to repay your Direct Loans and any accrued interest/fees. It also explains the terms and conditions of your loan.
    
3. Complete Loan Entrance Counselling. This must be completed before we can start to process your loan application and ensure that you are fully aware of your loan commitments before we approve your loan.

To apply for a PLUS loan:

You or your endorser will be required to have a credit check for PLUS Loans before you can be an approved borrower.  If you or your endorser fails the credit check then you will not be eligible for a PLUS Loan.

1. Complete a Free Application for Federal Student Aid (FAFSA). After the Department processes your FAFSA, you will receive an electronic copy of your Student Aid Report (SAR). You will need to send us a copy of your SAR by email to usfinaid@uea.ac.uk. 
   
   For information on how to complete your FAFSA please view this video  
    
2. Complete a PLUS Loan Application and Master Promissory Note. Please note that you will need to complete a new MPN for each academic year that you receive student loans at a Foreign School. This is a legal document through which you promise to repay your Direct Loans and any accrued interest/fees. It also explains the terms and conditions of your loan.
    
3. Complete Loan Entrance Counselling. This must be completed before we can start to process your loan application and ensure that you are fully aware of your loan commitments before we approve your loan.

If parent(s) are declined the PLUS Loan, the following options are available: 

• The student may be eligible for an additional unsubsidised loan (contact the Director of Financial Aid)
• The parent may seek an endorser.
• The parent may appeal the credit decision.

To apply for a Sallie Mae Smart Loan:

1. Click on the link to Sallie Mae and apply on line and then send a copy of your e-signed Promissory Note to usfinaid@uea.ac.uk.
    
2. Ensure you read about their loan interest rates and terms and conditions.